The Evenstar Brief
Insights from inside the firm.
Writing on AI governance, model risk, and regulatory expectations — from the perspective of practitioners running the work day-to-day at community institutions.
Regulatory · AI Governance
Claude Now Watermarks What It Writes. Your Bank's Other AI Tools Are Next.
Invisible watermarks began shipping in Claude this month, with the rest of the industry behind it — driven by an EU law no US regulator voted on. What the marks can prove, what they can't, and the three moves a community bank should make this quarter.
Agentic AI · AI Governance
Microsoft Scout Is an Always-On Agent. Is Your Bank Ready?
Microsoft's first always-on personal agent lives in the same Microsoft 365 tenant your bank runs on — and one admin stands between it and your data. The readiness response fits on one page.
Regulatory · AI Governance
What SR 26-2 Actually Changes for Community Banks
A practitioner's read on the new model risk guidance — what's actually different, what isn't, and how community banks should respond.
